Alcohol addiction affects many people across the United States. In fact, according to the National Institute on Alcohol Abuse and Alcoholism, approximately 16.6 million adults in the United States are currently battling an alcohol use disorder. Left untreated, this condition can lead to a host of complications, including health problems, relationship issues and more.
Fortunately, even if you have been dealing with an addiction to alcohol for many years, you can still recover with the proper treatment. Treatment can be expensive, but some of your costs may be covered if you have health insurance. If you have coverage from Managed Health Network, consult the information below to find out if your treatment may be covered by your plan.
Understanding Managed Health Network Alcohol Rehab Coverage
Managed Health Network, or MHN, is a subsidiary of Health Net, Inc. This company focuses on behavioral healthcare and provides employee assistance programs, behavioral health solutions, driving under the influence programs and organizational guidance.
As an MHN member, you may have access to the services provided by one or more of these programs. Because each of these programs functions differently, your Managed Health Network Alcohol Rehab Coverage will depend on the programs your policy includes. For example, with an employee assistance program, you may have access to telephone, web-based or face-to-face counseling. With a behavioral healthcare program from MHN, however, you may have access to more extensive treatment options, such as inpatient therapy.
Estimating Your Benefits
The benefits you will receive from MHN depend on several different variables, including:
- Deductible – Depending on the type of program you have, you may need to meet a deductible before your coverage will begin.
- Coinsurance – You may be required to pay coinsurance for some services you receive.
- Copays – Some services may require a copay, which is a flat fee that must be paid when you receive the service.
- Choice of Provider – Some MHN plans may provide benefits only if you choose a provider from within MHN’s preferred provider network. Other plans may not pay any benefits for out-of-network care.
Please keep in mind that you may need a referral from your doctor and/or precertification from MHN for certain types of treatment. MHN plans can vary considerably, so consult your plan documents or contact MHN for answers to specific questions about your Managed Health Network Alcohol Rehab Coverage.