While it’s estimated that more than 18 million adults in the U.S. struggle with alcohol abuse, only 1.3 million have received treatment. The gap between those with a problem and those receiving help is concerning. Without proper therapeutic or medical intervention, alcohol abuse can quickly spiral out of control. It can ruin your career, your relationships and your finances. In the most severe cases, it can even take your life.
That’s why it’s so important to realize that help is out there. There are a variety of treatment options available to help you regain control of your life. You just have to reach out.
One of the first steps to take is an examination of your insurance coverage.
Humana Alcohol Rehab Coverage
Humana, one of the largest insurance firms in the U.S., offers coverage for alcohol abuse treatment through its behavioral health division. The extent of your coverage depends on your particular plan, however. Some policies are more comprehensive than others, so it’s important to review your individual terms before moving forward. You should also remember to seek authorization or pre-certification when necessary.
Which Treatments are Available with Humana Alcohol Rehab Coverage?
Deciding which treatment path to pursue is an important decision. The severity of your problem, your lifestyle needs and work demands may all play a role in determining which method is best. Some of the most common treatments include:
- Inpatient treatment
- Outpatient therapy
- Medically supervised detox
- Counseling
- Residential rehab
Your insurer and behavioral health provider will work with you to determine the appropriate course of action. It should be noted that Humana will not typically pay for luxury alcohol rehab facilities or for unconventional treatments such as acupuncture. The company will pay for up to 20 initial outpatient mental health visits each year.
How Much Will Humana Alcohol Rehab Coverage Pay For?
This, too, is dependent on your policy and the level of your coverage. Generally speaking, each plan has a deductible you must meet. Once that occurs, Humana will cover a pre-determined percentage of all treatment costs thereafter. Co-pays may still apply, and you should always check to see if your provider is in the Humana network.
The takeaway
If you’re dealing with alcohol abuse, please be aware that help is waiting for you. For more information about Humana alcohol rehab coverage, please visit their website.