Internet addiction differs from other types of addiction considerably. However, even though this condition doesn’t involve an illegal or controlled substance, internet addiction can still affect your life in many ways. For example, you may find that you are no longer as productive at work, or you may lose your job altogether. Your relationships with friends and family may suffer as well, and you may struggle with guilt and shame.
If you are considering treatment for internet addiction, you may be concerned about the cost. Luckily, if you are insured by Community Health Choice, some of your expenses may be covered by your policy.
About Community Health Choice
As a non-profit insurer, Community Health Choice provides health insurance solutions to people throughout Southeast Texas. This insurer offers state-sponsored plans, including the Texas STAR Program (Medicaid) and the Texas CHIP Program. Community Health Choice also offers marketplace plans for clients who don’t qualify for state-sponsored insurance.
Estimating Community Health Drug Choice Internet Addiction Coverage
Depending on the specifics of your plan, Community Health Drug Choice Internet Addiction Coverage may vary.
- Texas STAR Program – If you have coverage from this program, internet addiction treatment will be provided at no cost to you, as long as it qualifies as a medical necessity under Community Health Choice’s standards.
- Texas CHIP Program – The Texas CHIP Program will cover internet addiction treatment. However, you may be required to pay a copay for some of the services provided.
- Marketplace Plans – Marketplace insurance plans also cover internet addiction treatment. However, in most cases, you will need to meet your deductible before the plan will begin paying your expenses. You may also be required to pay a set percentage of your treatment expenses after your deductible has been met. This is known as “coinsurance.”
Other Considerations
In order to maximize your coverage from Community Health Choice, you may need to choose doctors and/or facilities from within your policy’s preferred provider organization or health maintenance organization. In addition, some services may require precertification from the insurance company in order to qualify for coverage. To learn more about these requirements, contact the insurer or consult your plan documents.