With nearly 87-percent of Americans reporting they’ve tried it at least once, alcohol is an ingrained and accepted part of our society. Yet many people cannot drink in moderation. More than 17 million Americans have an alcohol-related disorder, according to the National Institute on Alcohol Abuse and Alcoholism. Even more tragically, nearly six-percent of all global deaths are alcohol related.
If you are struggling with alcohol abuse, or have a loved in that situation, it’s vital to pursue immediate action. There are a variety of safe and effective treatments that help alcoholics exert control over their lives.
One of the first steps to take is a complete review of your insurance coverage.
Cigna Alcohol Rehab Coverage
Alcohol abuse is one of the most common behavioral health issues Americans face. Cigna, like most insurance providers, will pay for treatment of an alcohol disorder. How much coverage you have depends on the policy you hold, however.
Other factors, such as the use of in-network or out-of-network service providers, can have a major impact on your share of the overall treatment costs. That means it’s important to ensure your coverage level is well-suited to your medical needs.
Which Treatments are Available Through Cigna Alcohol Rehab Coverage?
There are several approaches to treatment to consider, depending on factors such as the severity of the problem and your life circumstances. Popular treatments include:
- Inpatient rehab
- Medically supervised detox
- Counseling
- Intensive outpatient care
- Medication management
How Do I Know Which Treatment to Pursue?
Your insurance provider and physician can help determine the best approach for you. Generally speaking, you may want to consider inpatient treatment if:
- You need comprehensive care
- You can’t resist temptation
- You have associated mental health issues
- You feel like you may be dangerous to yourself or others
Outpatient treatment is more flexible and may be less expensive. A consultation with your physician or a medical expert will help you choose the right Cigna alcohol rehab coverage option.
How Much Will Cigna Alcohol Rehab Coverage Pay For?
This depends on the policy. In some cases, the company will pay 100-percent of fees. Some services associated with Cigna’s treatment require pre-authorization, however, and co-pays and deductibles are often attached.
If you’re dealing with alcohol abuse, reaching out for help is the first step to recovery. Please visit Cigna’s website for more information.