Problem gambling has bankrupted and ruined the lives of far too many people. Without treatment, it’s a condition that can spiral out of control and leave a trail of personal devastation in its wake.
That means it’s critical to seek help as early as possible. You should start by reviewing your insurance coverage before formulating a plan for successful treatment.
Blue Cross and Blue Shield Association Compulsive Gambling Treatment
The services offered by Blue Cross and Blue Shield vary considerably from policyholder to policyholder and from state to state.
That means you should always review your policy closely to determine which services are covered. Gambling addiction has come a long way in recent years with regard to recognition, so there’s an excellent chance your policy will cover some or all treatment costs.
What Kind of Services are Offered by Blue Cross and Blue Shield Compulsive Gambling Treatment?
If you’re struggling with a compulsion to gamble, there are a variety of treatment avenues you may pursue. These include:
- Intensive inpatient rehab
- Outpatient treatment in a physician’s office or treatment center
- Group or solo counseling
- Executive or luxury treatment centers
The type of treatment most suitable for you is dependent on the nature of your gambling issue. If you have a severe problem that requires near-constant assistance, an inpatient setting may be best. Because gambling addiction is relatively new, however, inpatient stays aren’t as common as in drug or alcohol situations.
How Much Will Blue Cross and Blue Shield Compulsive Gambling Treatment Pay For?
This depends on your individual policy. Typically the company pays for part or all of services associated with medically necessary addiction issues. The language in each policy often varies by state, so it’s important to find out if the coverage you need is included or excluded.
Gambling addiction often overlaps with other serious mental health issues. Blue Cross and Blue Shield will usually cover inpatient or outpatient treatment costs associated with medically necessary addiction treatments, including stays in luxury facilities.
How Long Will Blue Cross and Blue Shield Compulsive Gambling Treatment Last?
This too, depends on the policy. Generally speaking, treatments last between one to three months, with longer stays for more severe issues. You may opt to extend your stay by choosing to self-pay for longer services. Additionally, insurance generally pays for aftercare and repeat treatments.
Compulsive gambling is no less serious than any other type of harmfully addictive behavior. In fact, it often leads to terrible personal consequences if untreated.
If you or a loved one struggles with compulsive gambling, please visit the Blue Cross and Blue Shield website for more coverage information.