Untreated alcohol addiction can have terrible effects on your finances, career, relationships and health. The numbers are stark: According to the Centers for Disease Control and Prevention, roughly 88,000 people die from excessive drinking in the United States every year. Problem drinking also results in more than $200 billion in economic losses every year.
If you’re dealing with an alcohol issue, it’s critical to address the problem as quickly as possible by arranging treatment. Yet before you do, it’s important to verify what services your insurance covers and how long that coverage lasts.
Blue Cross and Blue Shield Association Alcohol Rehab Coverage
Blue Cross and Blue Shield policies vary considerably from state to state. Individual policies also differ greatly with regard to the specific services they cover, so it’s vital to check your particular policy before scheduling treatment.
The appropriate course of treatment for each person depends on a variety of personal factors, so you should thoroughly investigate each approach.
Which Treatments Fall Under Blue Cross and Blue Shield Association Coverage?
Some policies offer more comprehensive services than others. Yet generally speaking, some of the treatments covered include:
- Inpatient detox
- Inpatient rehab
- Outpatient treatment
- Counseling or therapy
- Executive or luxury treatment
- Aftercare
Inpatient rehab and detox are a good option for difficult to treat cases, as the patient is removed from situations which may lead to relapse. Outpatient services provide more flexibility and are sometimes recommended for problems of less severity — though these are not hard and fast rules. Whichever path you choose, it’s important to ensure your treatment is covered and seek pre-certification if needed.
How Long Will Blue Cross and Blue Shield Association Alcohol Rehab Coverage Last?
There is no fixed term for alcohol rehab, as everyone recovers at their own pace. Generally speaking, outpatient treatments last at least 30 to 90 days. Inpatient treatments may be shorter and more intensive, though each case is unique. Blue Cross and Blue Shield will cover all or some of treatment costs depending on the particular policy, and you may always self-pay the difference should you desire more care.
What to do if you need help
If you’re struggling with alcohol abuse, seeking help is the first step toward regaining control over your life. Before you seek treatment, please visit the Blue Cross and Blue Shield website for more coverage information.