Prescription drug addiction is one of the most prevalent addiction problems in the United States today. More people die or are seriously injured as a result of misusing prescription drugs than any other substance. It can also lead to criminal charges, as well, when an addicted person can’t get their doctor to prescribe the drug anymore, and they resort to doctor shopping or forging prescriptions to get it. Fortunately, prescription drug rehab is available. Here is what you need to know about the Blue Cross and Blue Shield Association Prescription Drug Detox coverage and what it offers.
Blue Cross and Blue Shield Association Prescription Drug Detox Rehab Types
If you or a loved one are dealing with prescription drug abuse and addiction, Blue Cross and Blue Shield does offer coverage for inpatient and outpatient detox rehab programs. It is often better to do the detox necessary to begin rehab in a clinical setting, since there will be medical staff on hand to help you deal with the side effects of the detox portion. Some plans offer partial payment for these programs, while others offer full payment. Your plan may even cover rehab stays at luxury facilities, though you will probably be paying high premiums for these plans. Most Blue Cross and Blue Shield prescription drug detox coverage is paid for under the mental health section of your plan.
How Long Can You Get Rehab Coverage with Blue Cross and Blue Shield?
It all depends on your plan. Different levels of plans offer different levels of coverage, and the coverage available for inpatient and outpatient programs may be different. The typical lengths of coverage for most plans are:
- One month
- Two months
- Three months
However, these coverages can be more or less, depending on your individual plan. Always call your plan’s member coordinator to find out what your exact benefits are before signing up for a rehab program for prescription drug treatment. Further, local rehab facilities are the most likely to be covered, though some premium plans may pay for out-of-state treatment at better facilities.
Many people who want to make sure their treatment is private opt for out-of-state treatment if it is available to them through their insurance. Again, your Blue Cross and Blue Shield member coordinator can go over the benefits offered on your particular plan with you. The important thing is that this type of treatment is covered with this insurance. The extent of the coverage all depends on your plan within the company.