Problem drinking comes with a serious price tag. According to the National Institute on Alcohol Abuse and Alcoholism, more than 16 million Americans abuse alcohol. Roughly 88,000 people die each year as a result of alcohol-related causes — making it the third-largest cause of preventable death in the United States.
If you or a loved one have an issue with alcohol, it’s critical that you seek help as quickly as possible. Yet before you do, it’s important to review your insurance coverage.
AmeriHealth Alcohol Rehab Coverage
Like many insurance providers, AmeriHealth offers coverage for treatment of alcohol-related issues. However, individual policies differ with regard to which treatments are covered and the extent of that coverage.
That means you should always consult your policy before making treatment arrangements. Failure to do so could mean added expenses.
Types of Treatment Offered Under AmeriHealth Alcohol Rehab Coverage
There are a variety of treatment options available when dealing with alcohol abuse. These include:
- Inpatient treatment at a medical facility
- Outpatient treatment at a physician’s office
- Executive or luxury treatment
- Counseling or aftercare
The appropriate course of treatment is typically determined by the severity of the problem.
What Will AmeriHealth Alcohol Rehab Coverage Pay For?
The amount of coverage AmeriHealth offers varies from plan to plan. Some of the company’s plans will cover 90-percent of inpatient treatment costs, but others will cover as little as fifty-percent. For outpatient treatment, some of AmeriHealth’s plans pay 100-percent of costs with in-network treatment.
These figures do not take co-pays or deductibles into consideration. As with any insurance plan, using physicians or treatment facilities in the approved network saves considerable money,
If you’d like additional treatment not covered by insurance, you may always self-pay the difference.
How Long Will AmeriHealth Alcohol Rehab Coverage Pay For Treatment?
This, too, varies from plan to plan. Typically, however, AmeriHealth will pay for up to 30 outpatient visits per year or 30 days of inpatient treatment. Out of network treatments may cover as little as five days of treatment per year.
Alcohol abuse has the potential to devastate your life and the lives of those closest to you. If you or a loved one needs help, visit AmeriHealth’s website for more coverage information.