UMR Rehab and Alcohol Detox Coverage

Alcohol addiction is a common problem that can affect your life in a number of ways. When you are suffering from an addiction to alcohol, you may find it difficult to hold down a job, enjoy your hobbies, participate in healthy relationships with others or even function on a daily basis. Fortunately, you don't have to continue to struggle with alcohol addiction. You can recover from this condition with the right treatment.

Treatment for alcohol addiction can be expensive. However, if you qualify for UMR Alcohol Rehab Coverage, you may have access to alcohol detox and rehab at a lower cost.

Will UMR Cover My Treatment?

UMR is a company that provides supportive services to employers who opt for self-funded group insurance plans. With a self-funded plan, the employer is able to retain more control over the structure of the plan, as well as claims administration.

Because UMR allows employers to design their own plans, policies obtained through UMR can differ considerably. To determine whether your plan will cover alcohol detox and rehab, you must contact the plan administrator or read through your plan documents. Keep in mind that most employer-sponsored plans must comply with ACA requirements, so some type of addiction treatment will most likely be available. However, it is still important to learn about the specifics of your UMR Alcohol Rehab Coverage before you begin a program.

What Will I Pay?

In most cases, you will be required to pay for some of your treatment expenses even if you qualify for UMR Alcohol Rehab Coverage. Depending on the structure and requirements of your plan, you may need to meet a deductible, make copayments or pay coinsurance. However, once you have met your plan's out-of-pocket maximum, you won't be required to pay for any additional expenses. Be sure that you understand all of these provisions and obligations before you enroll in treatment.

Some types of treatment may require a referral from your primary doctor and/or precertification from your employer in order to qualify for UMR Alcohol Rehab Coverage. In addition, you may be required to select a doctor and/or treatment facility from your plan's preferred provider network in order to receive the maximum amount of benefits during treatment.

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Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal rehab fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
Newport Beach, Calif.
$30,000/mo.

At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

Whether you’re interested in the 12 Steps, SMART Recovery, or holistic treatments, this luxurious, appealing and commendable 4.5 star San Diego rehab has a program for you. 

Rating: 4.5 stars
San Diego
$45,000 - $149,900 per month

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
Austin, TX
$190/day

If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia
$140,000/month

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
Malibu, CA
$49,000 flat rate