Heroin addiction is one of the most difficult struggles you will ever face in your life. When you are addicted to heroin, you may find yourself unable to support yourself financially, build healthy relationships with family and friends or even care for yourself on a daily basis. Over time, heroin addiction can also lead to serious health complications and death.
Professional treatment can help you overcome an addiction to heroin. However, before you can enter heroin addiction treatment, you must first undergo detoxification to eliminate all of the remaining heroin from your body. If you have an insurance policy through Value Options, consult the information below to determine whether you may qualify for Value Options Heroin Detox Coverage.
Understanding Your Plan
Value Options provides a number of different programs to clients. The specific programs included in your policy will determine whether you qualify for Value Options Heroin Detox Coverage. Even if you learn that you qualify for Value Options Heroin Detox Coverage, your program may cover only certain types of treatment. For example, under some programs, you may have access to only outpatient treatment services.
Because these programs vary so considerably, it is important to find out as much as you can about your coverage before you begin treatment. To learn about the program, consult your plan documents or contact Value Options directly.
Other Considerations
As you plan for treatment, consider the following issues.
- You may qualify for treatment from other sources. If you don’t qualify for benefits from Value options, you may have access to heroin detox coverage from other sources under your traditional insurance policy.
- You may pay coinsurance. Some treatment programs may require you to pay a certain percentage of your expenses as coinsurance. You may also need to meet an annual deductible before your benefits will begin.
- You may need a referral. For some types of treatment, you may need a referral from your doctor and/or precertification from Value Options in order to receive benefits.
- In-network benefits may differ from out-of-network benefits. Many plans include a network of preferred providers. Care received from providers within this network may be covered at a higher level than out-of-network care.