Eating disorders are all too common throughout the United States. In fact, according to the National Association of Anorexia Nervosa and Associated Disorders, up to 30 million people in this country are currently battling some type of eating disorder. Treatment for these conditions is available. However, because it can be expensive, many people with eating disorders are hesitant to seek the help that they need. Fortunately, if you qualify for Value Options Eating Disorder Coverage, you may have access to treatment at a lower cost.
Value Options Basics
Value Options is a healthcare management company that offers a range of programs to supplement traditional insurance, including employee assistance programs, work-life solutions, tele-psychiatry and much more. As a member of this network, you may have access to several of these programs or only one.
How Do I Know if I Qualify for Value Options Eating Disorder Coverage?
Because Value Options is not a full-service insurer, eating disorder coverage may not be included in every plan. Likewise, some plans may cover only certain types of eating disorder treatment. For example, if you have coverage under a basic employee assistance plan or tele-psychiatry program, you may only qualify for counseling from Value Options. However, comprehensive behavioral healthcare programs may cover more intensive eating disorder treatment options. To determine what your program covers, consult your plan documents or contact Value Options directly.
Keep in mind that, even if you don’t qualify for Value Options Eating Disorder Coverage, eating disorder treatment may still be covered under another part of your insurance policy.
Estimating Your Expenses
If you qualify for coverage through Value Options, you may still be responsible for some of your eating disorder treatment expenses. For example, you may be required to pay copays, meet a deductible or pay coinsurance for the services you receive. These requirements may change based on whether the services were received from an in-network or out-of-network provider. In addition, some treatment services may require a referral from your primary care physician and/or precertification from the insurance company in order to be covered. Be sure to learn about all of these variables before you begin any eating disorder treatment program.