Most people require professional treatment in order to overcome an addiction to prescription drugs. However, before you can enroll in a treatment program, you must first get rid of any remaining drugs in your system through a process known as “detoxification,” or “detox.” During this process, you may experience uncomfortable withdrawal symptoms, as well as intense cravings for the drug you abuse.
Because detox can be so difficult, many people choose to enroll in a medically-supervised detox program. Although these programs can be expensive, you may have access to detox at a lower cost if you have Managed Health Network Prescription Drug Detox coverage.
Will Managed Health Network Cover My Detox Expenses?
Managed Health Network offers a number of programs. However, not all of these programs will cover prescription drug detox. For example, if you have access to a basic employee assistance program, you may qualify for addiction counseling, but prescription drug detox may not be covered. If you have access to a full-service behavioral healthcare program, on the other hand, your plan may include Managed Health Network Prescription Drug Detox coverage.
Because coverage can vary so considerably, it’s best to read your plan documents thoroughly to determine whether the treatment you need will be covered by Managed Health Network.
What Will I Pay?
Even if your Managed Health Network plan covers detox, you may still be responsible for some of the expenses associated with your detoxification. For example, your plan may require you to meet a deductible before your benefits will begin. This means that you must pay a certain amount of money toward your healthcare expenses for the year before your plan will start making payments. After meeting your deductible, you may also need to pay coinsurance, which is a set percentage of all subsequent expenses. You must continue paying coinsurance until you have met your out-of-pocket maximum for the year.
Keep in mind that your plan may have specific requirements that must be met before your detox will be covered. You may need a referral from your doctor or precertification from the insurer itself. You may also need to choose your doctors and/or facilities from the plan’s preferred provider network. For more specific information about your Managed Health Network Prescription Drug Detox, contact Managed Health Network directly.