An eating disorder is a potentially life-threatening condition. It’s also, sadly, a prevalent one. Up to 24 million Americans suffer from anorexia, bulimia or binge eating. Given that such disorders have the highest mortality rate of any mental illness, it’s imperative that those who need to seek help do so immediately.
With the right professional assistance, eating disorders are treatable — you can get better and reassert control over your life. One of the first steps to take when seeking treatment is a thorough review of your insurance coverage.
Magellan Health Services Eating Disorder Coverage
Like most major insurance providers, Magellan Health Services covers treatments for a variety of behavioral health issues, including eating disorders. The extent of your coverage is largely dependent on the specifics of your plan, however, so it’s important to review your policy closely. If the treatment path you plan on pursuing requires pre-authorization, it’s very important to take this step – otherwise you may accrue serious financial penalties.
What Kind of Treatments are Offered Through Magellan Health Services Eating Disorder Coverage?
Finding the best course of treatment for you depends of a variety of factors, including the nature of your disorder and the presence of other associated mental health issues. Some of the most common approaches include:
- Inpatient therapy
- Outpatient therapy
- Residential rehab
- Behavioral therapy
- Art therapy
- Counseling
Choosing the most appropriate course of treatment will help ensure you have the best chance possible to overcome your eating disorder.
How Much Treatment Will Magellan Health Services Eating Disorder Coverage Pay For?
The extent of your treatment depends on your individual plan. Typically, however, Magellan Health Services will pay for 28 days of treatment at an approved facility each year. The company will also pay for outpatient treatment, though the annual cap is calculated by dollar amount and not by days. It’s important to determine if your treatment provider is in the Magellan network, as out of network services may be far more expensive. Should you exceed your annual coverage limits, you always have the option to self pay.
The next move
If you’re dealing with an eating disorder, it’s critical to understand that you don’t have to deal with it alone — help is just a phone call away. If you’d like more information about Magellan Health Services coverage, please visit their website.