Alcoholism affects both men and women from adolescence through adulthood. Although overcoming this condition may be difficult, many people are able to recover with the proper treatment. Unfortunately, treatment is often expensive. If you have insurance coverage from Assurant Health, however, a portion of your expenses may be covered by your policy.
About Coverage from Assurant Health
Assurant Health offers a range of coverage options to meet the needs of different clients. Catastrophic coverage is available to clients who are under the age of 30 or meet the qualifications for financial hardship, while most other independent clients will choose from bronze, silver or gold plans. Still other clients may have Assurant Health coverage through an employer.
What does Assurant Health Alcohol Rehab Coverage Include?
All Assurant Health policies cover mental health and substance abuse treatment. Depending on your needs, you may be able to receive substance abuse counseling, detoxification, outpatient and/or inpatient treatment services. However, the amount your insurance plan will pay for these services varies considerably.
Some of the factors that may affect the amount of Assurant Health Alcohol Rehab Coverage you receive include:
- The type of treatment you receive. Your doctor will recommend the treatment that is most likely to work for you. However, some treatments will be more expensive than others. For example, inpatient alcohol rehab tends to cost more than outpatient treatment.
- The specifics of your policy. Certain policy terms, such as your deductible, copay requirements and coinsurance requirements, will also affect the amount Assurant Health will cover. To find out more about the provisions of your policy, consult your plan documents or contact your insurance agent.
- Whether your provider is in-network or out-of-network. All of Assurant Health’s insurance policies include a Preferred Provider Network. When you choose providers from this network, Assurant Health will cover a greater portion of your expenses. However, if you choose a provider that isn’t included in this network, your Assurant Health Alcohol Rehab Coverage will be reduced.
- Whether you obtain preauthorization. Certain services may require precertification or preauthorization from Assurant Health. If you don’t obtain preauthorization when it is required, Assurant Health may not cover the expenses associated with that service.
How Do I Learn More?
Assurant Health offers a variety of online resources for customers who want to learn more about their coverage. You can also learn more about Assurant Health Alcohol Rehab Coverage by calling the company directly.