Medical Mutual Opiates Rehab and Opioid Detox Coverage

Opiates are incredibly addictive. Once you are addicted, these drugs can affect both your health and your personal life. You can overcome this condition with treatment, but you must first undergo a process known as "detoxification." During detoxification, you will wait for any remaining drugs to leave your body. This may cause you to experience withdrawal symptoms, intense cravings and other complications. For this reason, many people choose medically-supervised detox.

Although medically-supervised detox may be expensive, it is necessary to give you the best chance of success during treatment. Fortunately, if you qualify for Medical Mutual Opioid Detox Coverage, you may not pay as much for detox.

About Medical Mutual

Medical Mutual is a full-service insurance company that offers a number of different types of policies. Because of the requirements of the Affordable Care Act, most of these policies will cover addiction treatment, including detox. However, coverage may vary based on the specifics of the plan. Some of the variables that may affect Medical Mutual Opioid Detox Coverage include:

  • Plan Structure - Medical Mutual offers copay-only plans, HSA compatible plans, PPO plans and more. Each of these plan types functions differently.
  • Cost-Sharing Requirements - Most plans will require you to pay a portion of the expenses you incur during treatment. Depending on your plan's provisions, you may be required to meet a deductible, pay copays and/or pay coinsurance.
  • Network Requirements - Some Medical Mutual plans may require you to choose your doctors and treatment facilities from within the plan's network of preferred providers in order to qualify for the maximum amount of Medical Mutual Opioid Detox Coverage.

Other Considerations

As you prepare to begin detox, consider these issues:

  • You may need a referral. Medical Mutual may require you to obtain a referral from your primary care physician before your treatment begins.
  • You may need precertification. Some treatments may require precertification, which is express permission from Medical Mutual that is granted prior to treatment.
  • Your financial responsibilities may be capped. Most policies include an out-of-pocket maximum, which is the maximum amount you can pay toward covered medical expenses for the year. If you reach this limit, you won't be responsible for any further bills for the rest of the year.

Insurance policies from Medical Mutual can vary considerably. For specific information about your plan, consult your plan documents or contact Medical Mutual directly.

Medical Mutual Opiod Detox Coverage

Free Weekly Newsletter
 
Please check your email to confirm sign up. Thank you!

Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal rehab fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
Newport Beach, Calif.
$30,000/mo.

At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

Whether you’re interested in the 12 Steps, SMART Recovery, or holistic treatments, this luxurious, appealing and commendable 4.5 star San Diego rehab has a program for you. 

Rating: 4.5 stars
San Diego
$45,000 - $149,900 per month

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
Austin, TX
$190/day

If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia
$140,000/month

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
Malibu, CA
$49,000 flat rate