Magellan Health Services Rehab and Internet Addiction Coverage
An addiction to the internet can impact your personal life, your professional life and your health. Unfortunately, even with all of the complications this addiction can cause, overcoming it on your own can still be a challenge.
Effective treatments for internet addiction are available. Because these treatments can be expensive, it's wise to find out whether your health insurance policy will cover any of your costs before you enroll in treatment. If you have coverage from Magellan Health Services, consult the information below to determine whether Magellan will cover your internet addiction treatment.
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The program you have through Magellan Health will determine whether you qualify for Magellan Health Services Internet Addiction Coverage. Some of the programs Magellan Health offers include:
- Magellan Federal
- Magellan Healthcare
- Magellan Complete Care
- Magellan Rx Management
While some of these programs will cover internet addiction treatment expenses, others will not. For example, Magellan Federal, Magellan Healthcare and Magellan Complete Care may all provide mental health services. Magellan Rx Management, on the other hand, won't cover internet addiction treatment. To find out exactly what types of internet addiction treatment will be covered under your program, consult your plan documents or contact Magellan Healthcare to ask specific questions.
Things to Consider
If you know that you qualify for Magellan Health Services Internet Addiction Coverage, consider these issues:
- You may need a referral from your doctor. Some treatments may require a referral from your primary care physician in order to qualify for Magellan Health Services Internet Addiction Coverage.
- You may need precertification. Some treatments may require precertification from the insurance company in order to be covered.
- You may still pay for some services. Some plans may require you to meet a deductible, pay copays or pay coinsurance for the services you receive.
- You may need to choose certain providers. To qualify for the maximum amount of coverage, you may need to obtain treatment from providers that are members of your plan's preferred provider network. In some cases, you may not receive any benefits if you use an out-of-network doctor or facility.
Please keep in mind that the cost of your treatment will vary based on the type of treatment you need, as well as the fees charged by the provider you choose. Be sure to ask about the costs you will be expected to pay before you begin any treatment program.