Magellan Health Services Addiction Treatment
Will My Insurance Pay for Rehab?
If you are struggling with addiction, professional treatment is the best way to overcome your condition. Depending on the type of addiction you have, you may need counseling, inpatient treatment, medication and other treatments designed to help you deal with the cravings.
All of these treatments can be expensive. However, the cost of treatment should not deter you from getting the help you need. For many people, treatment expenses will be covered by an insurance policy or program, such as those offered by Magellan Health.
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What is Magellan Health?
Magellan Health is not a traditional insurer. Instead, it is a health care management company that works with insurers and providers to improve the quality and cost-effectiveness of patient care. If you have coverage from Magellan, your benefits may come from an employee assistance program, behavioral health management program or prescription management program. Some people with serious mental illnesses may also have a full-service health plan from Magellan Health. In some cases, you may be covered by more than one of these programs.
What Magellan Health Services Addiction Recovery Benefits Can I Receive?
Your Magellan Health Services Addiction Recovery benefits will depend on the type of coverage you have from Magellan. For example, if you are a member of Magellan's prescription management plan only, any medication you need during addiction treatment may be covered by Magellan. However, if you are covered by one of Magellan's behavioral health programs, the company may cover other types of treatment, including inpatient or outpatient addiction treatment services.
Keep in mind that, even if you don't qualify for coverage from Magellan for a certain type of addiction treatment, other components of your health plan may still cover this service.
How Much Will I Pay?
Even if you already know that you qualify for Magellan Health Services Addiction Recovery benefits, you may still wonder how much you will pay for treatment. In general, your financial responsibility for treatment services will depend on the specifics of your plan. You may need to meet a deductible, pay copays or pay coinsurance for the services you receive. You may also need to enroll in treatment programs offered by certain in-network facilities in order to maximize your coverage from Magellan.
Understanding your addiction treatment coverage through Magellan Health can be challenging. For more information, contact Magellan Health directly or consult your plan documents.