LifeSynch Drug Rehab
Whether you are addicted to a prescription drug or an illegal substance, the best way to overcome the problem is through professional treatment. However, entering treatment can be scary, especially if you don't know how much the program will cost. Fortunately, if you are a member of the LifeSynch network, you may have access to a LifeSynch Drug Rehab Treatment Center at a lower cost.
LifeSynch is a subsidiary of Humana, a health insurance provider. The purpose of LifeSynch is to supplement traditional insurance with behavioral healthcare services and resources. The company offers a number of different products, and employers can choose which products they will include in their healthcare and wellness programs.
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Does Your Plan Cover Drug Rehab?
Depending on the options your employer chose when purchasing LifeSynch services, you may or may not have access to a LifeSynch Drug Rehab Treatment Center. To find out whether your plan covers substance abuse treatment, consult your plan documents or contact LifeSynch to inquire.
How Much Will You Pay?
Even if you know your plan will cover some of your expenses, determining how much drug treatment will cost you can be difficult. Some of the factors that can affect your drug treatment expenses include:
- Providers' fees - Different doctors and facilities may impose different fees for the same services. Learning about these fees in advance will help you estimate your expenses more accurately.
- Deductible - If your plan includes a deductible, you must pay at least this amount toward your covered expenses for the year before the plan will pay expenses incurred at a LifeSynch Drug Rehab Treatment Center.
- Coinsurance - Even after you have met your deductible, you may still be required to pay a percentage of the expenses you incur during treatment. This requirement is known as "coinsurance."
- Services received - Some types of services are more expensive than others. For example, if you require inpatient detoxification, your cost may be higher than if you had required only outpatient counseling. Your doctor will recommend the services that are most likely to be effective for you.
Keep in mind that LifeSynch behavioral healthcare plans may vary. In addition, your standard group health insurance policy may cover certain services that are not available through LifeSynch. To learn more about drug treatment or to find a LifeSynch Drug Rehab Treatment Center near you, contact LifeSynch directly or consult your plan documents.