LifeSynch Addiction Treatment
Will My Insurance Pay for Rehab?
Regardless of whether you struggle with a drug addiction or an addiction to a specific activity, achieving a complete recovery on your own can be challenging. In many cases, you won't be able to overcome your addiction completely without the help of a professional. Fortunately, treatment is readily available for all types of addictions.
If you are interested in entering an addiction treatment program and you have coverage through LifeSynch, you are probably wondering whether Lifesynch will cover your expenses. To estimate your LifeSynch Addiction Recovery benefits, consult the information below.
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About LifeSynch Programs
LifeSynch is not a traditional insurer. Instead, it is a subsidiary of Humana that exists to provide employers with programs they can use to improve the health and wellness of their employees. Programs available from LifeSynch include Employee Assistance Programs, behavioral healthcare programs, life coaching and more. Not all employers offer the same programs, and many of these programs can be customized by the employer to meet employee needs and/or budgetary requirements.
Understanding Your LifeSynch Addiction Recovery Benefits
If your employer offers either an employee assistance program or a behavioral healthcare program through LifeSynch, you may have access to LifeSynch Addiction Recovery solutions. However, the exact benefits you may receive will vary based on the plan your employer chose, as well as how the employer customized the plan. Some of the variables you should consider as you estimate your benefits include:
- Covered Treatments - Some plans may limit the types of addiction treatment that will be covered. Make sure the treatment option you choose will be covered by your LifeSynch plan.
- Cost-Sharing - Many plans include cost-sharing requirements, such as a deductible, coinsurance or copayments. These requirements will influence how much you will pay for treatment out-of-pocket.
- Precertification - In order to qualify for the maximum amount of LifeSynch Addiction Recovery benefits, you may need to obtain precertification from LifeSynch. This means you must ask for permission from LifeSynch before treatment begins.
Estimating your LifeSynch Addiction Recovery benefits without assistance can be difficult. If you have specific questions about your plan or how to begin addiction treatment, read through the LifeSynch plan documents provided by your employer or contact the company directly.