Humana Drug Rehab
Does Humana cover drug rehab treatment? The short answer is yes. You are not even restricted to using an in-network doctor or Humana drug rehab treatment center. As far as insurance goes, it is a very liberal one. When you decide to get drug rehab treatment, Humana allows you to choose out of network doctors and treatment centers that best fit your needs. If you choose out of network doctors and/or treatment facilities, you are required to pay a certain out of network co-pay (the amount varies depending on your particular policy) . Once you have paid that amount, you do not pay any more. Humana will pick up the rest of the cost of your drug rehab. If you carry group insurance through Humana from your employer, your employer should cover the cost.
How Long Will Humana Cover Your Stay in a Drug Rehab Treatment Center?
The amount of time Humana will cover for your drug rehabilitation treatment varies according to your policy. Some policies may pay longer for a stay in an in-network Humana drug rehab treatment center than in an out of network facility. Other policies may make no distinction between the two. If you have an employer-supplied policy, the amount of time the insurance will pay for will depend on choices made by your employer when selecting the policy. The average amount of time covered by Humana insurance varies between a few days to up to a month, and sometimes more in certain extraordinary policies.
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Does Humana Cover Luxury Treatment Centers?
These are the types of drug rehabilitation treatment center that celebrities and very wealthy people use. They have a lot of privacy associated with them. Humana may cover some of these facilities, though the co-pay for them will likely be higher than at a regular facility. They also usually include alternative therapies in their treatment programs. Common treatments found in luxury drug rehab facilities include such things as:
- Art therapy
- Music therapy
- Pet therapy
- Nature therapy
- Recreation therapy
- High class hotel-like lodgings
- Gourmet meals
If these things are important to you and you're willing to pay extra, there is a Humana drug rehab treatment center near you that will accommodate your preferences.
Let a Humana representative go over your drug rehab benefits with you. Then talk to your doctor about what type of treatment and facility is best for you. You may decide an in-network Humana drug rehab treatment center is best for you, or decide to go with an outpatient facility.