Humana Addiction Treatment
Will My Insurance Pay for Rehab?
Addiction to drugs, alcohol and other vices can be crippling at best and life-threatening at worst. When addiction sets in, an individual loses his or her perspective, and everything else in that person’s life becomes secondary to feeding their addiction. This often causes the individual to try to hide their addiction, in part because they feel that there is no hope of overcoming their struggles.
Adding to their troubles is the high cost of treating addiction. Outpatient treatment of addiction costs roughly $10,000, while inpatient treatment for drugs and alcohol ranges from $20,000 to more than $30,000. These costs are not only prohibitive, but they give an individual a further excuse to avoid seeking treatment.
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Fortunately, many insurances provide coverage for the treatment of addiction. Humana, a nationwide insurance that covers more than 13 million Americans, covers a wide range of addiction and behavioral health treatments. Humana addiction recovery is covered at all addiction treatment centers in Humana’s provider network. Since Humana provides coverage throughout the country, the ability to pursue Humana addiction recovery anywhere in the United States is a tremendous benefit.
Although Humana addiction recovery can be handled in virtually any part of the country, Humana itself doesn’t directly administer claims for addiction treatment. Instead, a branch of Humana called LifeSynch is the administrator of behavioral health claims. This special unit makes the matter of pursuing Humana addiction recovery much easier than it would be under a conventional insurance arrangement. This dedicated behavioral health wing is much more knowledgeable and efficient in terms of mental health, creating a smooth process that draws individuals in as opposed to prompting them to reconsider treatment.
LifeSynch’s status as an exclusive behavioral health provider also helps the company to stay on top of new addictions that warrant coverage. In addition to drug and alcohol addiction, Humana addiction recovery may also include gambling, sex, video games and pornography. Furthermore, LifeSynch provides coverage for eating disorders.
LifeSynch policies vary among individuals and employer groups. Because of this, it’s impossible to say exactly what is covered for all Humana policyholders. Coverage can be restricted based on policy maximums, such as capped payouts and a specified number of covered days in a given year. Additionally, LifeSynch may not be able to cover the full cost of treatment due to standard levels of patient responsibility. This can include co-pays as well as a deductible that must be satisfied before claims can be paid by LifeSynch or Humana.
Humana addiction recovery is not only covered, but its progressive policies make it easier than ever for Humana and LifeSynch policyholders to get a new lease on life. If you feel that an addiction is starting to control your life, consider Humana addiction recovery as an option that can help you create a bright future.