Great West Insurance Prescription Drug Addiction Treatment
Prescription drug addiction is a major problem in this country. The ease with which people gain access to prescription drugs that are addictive is alarming. Doctors prescribe these drugs for legitimate purposes, but then provide no services to patients who become dependent on them. These patients may begin to "doctor shop," or even falsify prescriptions in order to get their drugs. Criminal charges can result from these activities, and the addiction problem is still not addressed. Even children and the elderly are victims of prescription drug addiction. Fortunately, rehab is available for those with insurance or who are able to pay privately. Here is what you need to know about Great West Insurance prescription drug detox coverage, if you have this insurance.
Great West Insurance Prescription Drug Detox: Is it Covered?
In most cases, yes, it is covered. It all depends on the details of your individual policy. Detox is the first step in the rehab process, and is separate from it. In order to enter rehab, a person must first detox from the drug they're addicted to, which means getting all of it out of their system. This is difficult for someone who has a prescription drug abuse problem.
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It is usually best to do the detox in a rehab facility under medical supervision from people who can make the detox process easier. Most Great West insurance policies do cover detox, so the person who needs prescription drug treatment doesn't have to do it on their own. Expect there to be a deductible and a co--pay.
The Length of Time Great West Insurance Will Cover for Your Detox and Rehab
Again, it all depends on your individual policy. Some policies cover one, two, or three months of prescription drug rehab and detox treatment. You will need to contact your policy's customer service coordinator to discover the length your policy will approve.
There are also differences in the length of coverage that is permitted for inpatient and outpatient care. Usually, Great West Insurance prescription drug detox and rehab coverage is more generous for outpatient than inpatient care. However, some inpatient care is usually covered by most policies.
The Types of Facilities Great West Insurance Will Cover
Great West Insurance covers a variety of facility types, from basic to luxury. Luxury facilities are often like high class hotels, and offer alternative therapies like art, music, recreational, and animal therapy. What your policy covers depends on your policy type. A luxury facility will have a higher deductible and co-pay associated with it. It all depends on the level of care you want and how much you're willing to pay for it.