HealthSmart Rehab and Internet Addiction Coverage

When you are addicted to the internet, you can suffer a number of consequences that reduce your enjoyment of life. Your addiction may prevent you from seeking gainful employment, having health relationships with family and friends and much more. Even with all of the negative effects of this condition, overcoming an internet addiction on your own isn't easy. In many cases, professional treatment is required for a complete recovery.

Many people are hesitant to enter internet addiction treatment before finding out what portion of their expenses will be covered by insurance. If you have insurance coverage through HealthSmart, consult the information below to determine whether your policy will pay for your internet addiction treatment.

About HealthSmart Internet Addiction Coverage

HealthSmart is a company that provides solutions to employers with self-funded insurance plans, which is a plan that allows the employer to design and administer its own insurance policies for employees. Some of the products available from HealthSmart include information systems, care management, claims management and network solutions. Because employers that utilize HealthSmart's services can customize their own insurance plans, HealthSmart Internet Addiction Coverage can vary considerably.

How Much Will I Pay?

The amount you can expect to pay for internet addiction treatment depends on the specifics of your plan. Some of the factors that may affect your HealthSmart Internet Addiction Coverage include:

  • Plan Structure - Your employer may have designed your plan to function as an HMO plan, PPO plan or with some other structure. This choice will affect how much you pay for coverage.
  • Deductible - Most plans will include a deductible, which is a set amount you must pay toward your medical expenses each year before your HealthSmart Internet Addiction Coverage will begin.
  • Coinsurance - After meeting your deductible, you may still pay a certain amount of coinsurance for your subsequent medical expenses. Coinsurance is typically calculated as a predetermined percentage of each expense, ranging from 0 to 90.
  • Choice of Provider - Some HealthSmart plans may require you to choose certain providers in order to receive any coverage. Other plans may reduce the amount of benefits you receive if you choose a provider that isn't in the plan's network.

HealthSmart plans vary based on the options chosen by your employer. Before you begin treatment, read your plan documents carefully and contact the plan administrator with any questions you may have.

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Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal program fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
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At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

This San Diego luxury rehab provides customized treatment by highly qualified staff and, according to one alum, “Sets the gold standard for all other treatment centers.”

Rating: 5 stars
San Diego, CA
$60,000 for 30 days, additional $10,000 for a private room

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
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If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
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$49,000 flat rate