Assurant Health Prescription Drug Addiction Treatment

Prescription drug addiction is a pervasive problem that can affect your health, your relationships and your quality of life. Getting treatment can help you overcome your addiction and move on. However, prescription drug addiction treatment is often expensive. Fortunately, if you have an insurance policy through Assurant Health, a portion of your services may be covered by Assurant Health Prescription Drug Detox and Recovery benefits.

Does Assurant Health Cover Prescription Drug Addiction Treatment?

Assurant Health offers a variety of different insurance plans. However, all of these plans cover substance abuse treatment, including treatment programs designed to address an addiction to prescription drugs. If you are insured by Assurant Health, substance abuse counseling, detoxification, outpatient treatment and inpatient treatment are likely to be covered.

How Much Will I Pay for Treatment?

The amount you will pay for prescription drug detoxification and treatment depends on a number of variables, including:

  • The type of treatment chosen - Certain types of treatment, such as residential detox, will cost more than others.
  • Your deductible - All Assurant insurance plans have a deductible. If you have not met your deductible for the year at the time of treatment, you will have to pay at least the remainder of it before Assurant Health Prescription Drug Detox or treatment benefits will begin.
  • The Preferred Provider Network - All Assurant Health insurance plans include a Preferred Provider Network. In order to receive your maximum Assurant Health Prescription Drug Detox and Recovery benefits, you must choose providers and facilities that are included in this network. If you receive services from providers outside of this network, Assurant will cover a smaller percentage of your expenses.
  • Your coinsurance responsibility - In many cases, Assurant Health plans require consumers to pay a certain amount of coinsurance, which is calculated as a set percentage of the cost of the services you receive. You will owe this percentage of each bill your providers issue, unless you have already met your out-of-pocket maximum for the year. Keep in mind that you will pay 100 percent of all bills until you have met your deductible.
  • Copays - Some Assurant Health plans charge copays for specific types of services. A copay is a flat fee you will owe each time you receive a given service. For example, if you have a $50 copay for visits to specialists, you will pay $50 upfront each time you visit a mental health or substance abuse specialist.

Determining your exact Assurant Health Prescription Drug Detox benefits can be difficult. For more information, contact Assurant Health or consult your plan documents.

Free Weekly Newsletter
Please check your email to confirm sign up. Thank you!

Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal program fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
Newport Beach, Calif.

At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

This San Diego luxury rehab provides customized treatment by highly qualified staff and, according to one alum, “Sets the gold standard for all other treatment centers.”

Rating: 5 stars
San Diego, CA
$60,000 for 30 days, additional $10,000 for a private room

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
Austin, TX

If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
Malibu, CA
$49,000 flat rate