Cigna Opiates Rehab and Opioid Detox Coverage

Opiate addiction is a serious condition that can affect your health, ruin your relationships and even result in your death. If you are suffering from this condition, getting the right treatment is essential to your future. However, opioid detox and opiate addiction treatment can be very expensive. Thus, before you enroll in a treatment program, you will want to calculate your expenses so you can plan accordingly. Fortunately, addiction treatment is covered by most insurance policies, including policies purchased from Cigna.

About Cigna Opioid Detox Coverage

Cigna offers three different types of plans, all of which cover opiate addiction treatment and detox. However, the amount you will be required to pay will differ according to the plan you purchase.

MyCigna Copay Assure

MyCigna Copay Assure is a plan that comes with no deductibles. Instead, you will be required to pay a flat fee for most of the services you receive. For more expensive services, such as inpatient detoxification, your financial responsibility will be capped at a predetermined amount.

MyCigna Health Flex

MyCigna Health Flex Plans come with deductibles and coinsurance responsibilities that vary considerably. If you have a Health Flex plan, you will be required to meet your deductible before your Cigna Opioid Detox Coverage will begin. Once you have met your deductible, you will pay coinsurance for all remaining expenses until you meet your out-of-pocket maximum for the year. Your coinsurance will be calculated as a set percentage of each expense.

MyCigna Health Savings Plan

MyCigna Health Savings Plans are similar to Health Flex plans. However, they offer the option of a Health Savings Account, which can be used to save pre-tax dollar for medical expenses. If you have this type of plan, you will most likely have a higher deductible and out-of-pocket maximum than with most other Cigna plans, but you will be able to use the balance of your HSA to pay for your addiction treatment. Cigna Opioid Detox Coverage will begin after you meet your deductible.

Other Considerations

Regardless of the type of plan you have, your Cigna Opioid Detox Coverage will also depend on a few other factors, including:

  • Medical Necessity - Cigna will cover only those expenses that meet their published requirements for medical necessity.
  • Choice of Provider - Cigna maintains a network of preferred providers. Choosing providers from within this network will maximize your coverage.

 

"Cigna Opiod Detox Coverage"

Free Weekly Newsletter
 
Please check your email to confirm sign up. Thank you!

Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal rehab fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
Newport Beach, Calif.
$30,000/mo.

At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

Whether you’re interested in the 12 Steps, SMART Recovery, or holistic treatments, this luxurious, appealing and commendable 4.5 star San Diego rehab has a program for you. 

Rating: 4.5 stars
San Diego
$45,000 - $149,900 per month

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
Austin, TX
$190/day

If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia
$140,000/month

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
Malibu, CA
$49,000 flat rate