Blue Cross and Blue Shield Association Rehab and Video Game Addiction Coverage

Although it may not lead to as many physical problems as substance abuse, a video game addiction can still affect your life negatively. If the addiction is severe, it may interfere with your career, affect your health and cause problems in personal relationships. Overcoming a video game addiction can be challenging, but recovery is possible with professional treatment.

Addiction treatment can be expensive, and estimating the cost of these services before you enroll allows you to plan accordingly. Fortunately, individuals with Blue Cross and Blue Shield Association Video Game Addiction Coverage may not pay as much for treatment.

Understanding Your Policy

Before you can determine how much Blue Cross and Blue Shield will pay for your addiction treatment, you must understand how your policy works. Some of the characteristics that will determine your Blue Cross and Blue Shield Association Video Game Addiction Coverage include:

  • Type of policy - Blue Cross and Blue Shield offers several types of policies that function differently. The two most common policy types are HMO policies and PPO policies. With an HMO policy, you will be required to choose providers from within the HMO network in order to qualify for coverage. With a PPO policy, you can choose out-of-network providers, but your insurance benefits will most likely be reduced.
  • Deductible - Most policies have an annual deductible, which is the amount you must pay for your own care before your benefits will begin. If you have not yet met your deductible for the year, you must pay the remainder before Blue Cross and Blue Shield will cover any of your expenses.
  • Co-insurance requirements - Many Blue Cross and Blue Shield policies require you to pay coinsurance for addiction treatment services after you have met your deductible. Typically, coinsurance is calculated as a set percentage of the covered expense.
  • Copays - For certain services, you may be required to pay a copay, which is a flat fee due at the time of service. Copays are often required when you visit a specialist.
  • Out-of-pocket maximum - If your treatment is considerably expensive, you may eventually satisfy your out-of-pocket maximum for the year. This is the maximum amount you can be required to pay for healthcare during any calendar year.

As you estimate your expenses, keep in mind that video game addiction treatment typically differs from substance abuse treatment for insurance purposes. In most cases, video game addiction treatment will fall under the category of "mental health" or "behavioral health"

Free Weekly Newsletter
 
Please check your email to confirm sign up. Thank you!

Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal program fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
Newport Beach, Calif.
$30,000/mo.

At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

Whether you’re interested in the 12 Steps, SMART Recovery, or holistic treatments, this luxurious, appealing and commendable 4.5 star San Diego rehab has a program for you. 

Rating: 4.5 stars
San Diego
$45,000 - $149,900 per month

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
Austin, TX
$190/day

If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia
$140,000/month

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
Malibu, CA
$49,000 flat rate