Blue Cross and Blue Shield Association Rehab and Heroin Detox Coverage
Heroin addiction is a serious business. Your body becomes dependent on the drug, and you can have serious withdrawal symptoms if you don't get it. You might find yourself resorting to crime to get the money to pay for heroin, too, not to mention the dangers to your health that are inherent in its use. If you or a loved one are addicted, you need rehab treatment. However, before you can begin rehab, you have to detox.
Detox is the period during which your body adjusts to the lack of heroin in it. It is often recommended to do detox at a rehab facility, because medical personnel will be there to assist you in the transitional phase. This is what you need to know about Blue Cross and Blue Shield Association Heroin Detox coverage.
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Blue Cross and Blue Shield Heroin Detox Coverage
Blue Cross and Blue Shield has many different policies available. Your particular policy may cover all or part of heroin detox on an inpatient or outpatient basis. It may also offer coverage as part of an overall rehab program or as a separate thing on its own. Most plans do offer coverage for detox. The amount of the coverage will vary according to your particular policy. There is rarely a painless detox, but the amount of coverage our policy offers can make it easier on you.
Blue Cross and Blue Shield Heroin Rehab Coverage
Blue Cross and Blue Shield policies do cover rehab for heroin addiction. Like detox coverage, the amount your policy will pay and what types of facilities it will pay for all depends on the type of policy you carry. You will be able to get at least minimal rehab coverage, usually with some medically supervised portion, on most plans. This insurance company does require pre-certification from a doctor who is familiar with your addiction issue before it will pay for rehab, so keep this in mind when you decide rehab is for you. If you do not get the pre-certification, you will have to pay a $500 fee out of pocket to get the company to cover your rehab experience.
How Long Does Blue Cross and Blue Shield Association Heroin Detox Coverage and Rehab Coverage Last?
Different policies pay for different lengths of treatment. Some pay longer for outpatient treatment than inpatient. Some pay more for one kind of treatment than another. Others give you and equal amount of time in either inpatient or outpatient detox and rehab treatment and pay the same amount for either. The amount of time and money the company will cover usually depends on:
- Your deductible
- Your pre-certifiation status
- Your individual policy's provisions for detox and rehab