Blue Cross and Blue Shield Association Depression Treatment
Depression is a disease that impacts one in every ten Americans, yet only 20 percent of people exhibiting depressive symptoms actively seek treatment. Although depression is still fighting a negative stigma, the tide is turning, and people are more willing than ever to seek treatment for depression.
Many people are afraid to talk to others about their feelings, and they’re even more afraid to seek the help that they fear they need. Adding to their concerns is the matter of paying for this treatment. Fortunately, most insurance companies cover treatment for depression, including Blue Cross and Blue Shield.
Blue Cross is America’s largest insurer, with 100 million subscribers and coverage in every state. Because of this, Blue Cross and Blue Shield Association depression treatment centers are readily available. The size and strength of the Blue Cross provider network means that most doctors, hospitals and treatment centers accept reimbursement from Blue Cross.
The treatment of depression usually begins in the form of individual psychotherapy, which consists of one-on-one meetings with a licensed therapist. However, depression treatment can also include group meetings and, if the disease is serious enough, inpatient treatment. Blue Cross generally covers part or all of depression treatment at Blue Cross and Blue Shield Association Depression Treatment Centers, though deductibles and copays may become the responsibility of the patient. Factors such as covered days and lifetime maximums can limit payment of treatment. The particulars of what is and is not covered depends on the your policy, your employer group and your level of coverage.
Depression isn’t just about feelings; it’s a serious mental disorder that may be a result of a chemical imbalance. As a result, treating depression may involve the use of anti-depressant prescription medication. Blue Cross does cover anti-depressants for a valid medical reason, enabling those who suffer from depression the tools they need to feel better. However, some employer groups have prescription coverage that’s separate from their Blue Cross medical plan, so make sure your prescription plan covers the anti-depressants your doctor may prescribe.
As a result of changing opinions, the issues of depression and mental illness are more acceptable than ever. If you have Blue Cross insurance, you have the ability to get treated virtually anywhere you choose. Instead of worrying about insurance concerns, you’ll be able to focus on helping yourself to get well.