Assurant Health Drug Rehab

Does your Assurant health insurance plan cover drug rehab? It is an important thing to know. Drug addiction is an all too common problem in this country, and nearly anyone can become an addict. It does not discriminate among races, genders, or even ages. The elderly are just as likely to become addicted to drugs as children and teenagers. Sometimes, people become addicted to prescription drugs. Other times, they are addicted to illegal street drugs. Either way, the best way to recovery is through a quality drug rehabilitation program.

Does Assurant Cover Drug Rehab?

You may get coverage for an Assurant Health drug rehab treatment center if certain conditions are met. You cannot be addicted to drugs when you apply for your Assurant health plan. You will likely be declined for coverage if you are addicted when you apply and say so on your application. If you lie on your application and request coverage for drug rehab, it will be declined if it is determined you were lying on your application. Assurant has different plans, and not all of them cover rehab. However, some of them do. It is important to check your policy to see if it covers your admission to an Assurant health drug rehab treatment center. The CoreMed policy, for example, usually doesn't cover rehab, while the OneDeductible plan does.

How Long Will Assurant Pay for Your Stay at an Assurant Health Drug Rehab Treatment Center?

The good thing about Assurant plans that pay for drug rehab is that they allow you to stay in your rehab treatment program for as long as you need to in order to reach full recovery. Many other health plans only pay for a certain number of days or months each year of inpatient or outpatient rehab. However, you will be responsible for paying:

  • Your deductible
  • 50 percent of the cost of treatment after the deductible is paid.

Inpatient and Outpatient Treatment Coverage

Assurant covers treatment in both inpatient and outpatient facilities. You just have to be sure to choose a facility within the Assurant network for the company to pay any money toward your drug rehabilitation treatment. Look at your policy to determine the in-network facilities most convenient to you. If you have questions about which facilities are acceptable to use with your plan, call Assurant and talk to one of their customer service representatives to get guidance. Once you know where you can go that your plan will pay for, you can choose the best facility for your own unique needs and preferences, so you get the rehab experience you need to fully recover from your drug addiction.

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Visions offers top-of-the-line treatment for 13 to 18 year old addicts, with alumni that includes Elizabeth Brockovich—daughter of Erin Brockovich—who found treatment in Vision's outpatient, day school, sober living and their Launch program.

Rating: 5 stars
Malibu and Los Angeles
$40,000/30 days (45 day minimum)

This SoCal rehab fosters a regimented but respectful recovery environment, where teens learn how to live sober through plenty of 12-step meetings and life-skills classes—not to mention "equine-assisted psychotherapy" and mixed martial arts.

Rating: 5 stars
Newport Beach, Calif.

At Sober College, young people learn life skills and can take accredited college courses while going through treatment for addiction.

Rating: 4.5 stars
Woodland Hills, CA
$15,000 - $25,000 per month;

Whether you’re interested in the 12 Steps, SMART Recovery, or holistic treatments, this luxurious, appealing and commendable 4.5 star San Diego rehab has a program for you. 

Rating: 4.5 stars
San Diego
$45,000 - $149,900 per month

This 12-step based non-profit Tennessee facility for men offers meetings, groups and camaraderie.

Rating: 4.5 stars
Burns, TN
30-day program: $6500; LTR Program / Extended Care: $5500 (monthly); step-down program (outpatient): $1500

This Austin, Texas rehab provides substance abuse and mental health services as an outpatient programs. It is universally beloved by its clients and alumni for the therapy provided to the individual and the support freely given by a caring staff.

Rating: 4.5 stars
Austin, TX

If you are looking for a loving and nurturing outpatient program which still emphasizes accountability, this may be the place for you. Almost unanimously, clients credit this Lakewood, Colorado program with improving their lives in significant ways.

Rating: 4.5 stars
Lakewood, CO
$30-$50 per group; $50-$75 per one-on-one session.

The Sanctuary Byron Bay combines a completely individualized holistic approach with unrivaled luxury. If you want excellent treatment combined with true privacy and every possible amenity, including your own 24-hour carer, this is the place for you.

Rating: 4.5 stars
Byron Bay, Australia

DARA is as lush and exotic as you might expect. Their program includes airport pick-up, a full medical exam at a nearby private hospital and luxury amenities—all at surprisingly affordable prices.

Rating: 4 stars
Koh Chang, Thailand
$6,995 for 4 weeks.

Highly rated by their teen clients and their families, Paradigm Malibu offers programs for a really wide range of adolescent disorders including: depression, anxiety, personality disorders, substance abuse, behavioral addictions, and eating disorders.

Rating: 4.5 stars
Malibu, CA
$49,000 flat rate